Flexible Healthcare for Employees. Built for SMEs - RiviaCare Healthcare Membership

RiviaCare reviews

4.9/5

Flexible
Healthcare for Employees.
Built for SMEs.

We offer health benefits that both employers and employees love: inpatient and outpatient care, surgery coverage, medication delivery, lab sample collection, dependent coverage and a personal doctor, starting from GHS 400 per person per year.

Fast, dependable support

Budget-friendly plans

Trusted by growing teams

Trusted by thousands of employees from these companies

RiviaCare. Different from Health Insurance.

Rivia is a licensed healthcare provider that helps businesses give their employees accessible medical care without the high cost or complexity of traditional insurance.Through our membership program, RiviaCare, your team gets access to:

Our in-house doctors (virtually and in-person)
Rivia-owned and operated clinics
Trusted partner hospitals and diagnostic centers across Ghana

Membership Plans

Membership plans start from GHS 400 per person/year, and your total annual benefits include eligible dependents. These benefits are divided into three service coverage areas: Outpatient, Inpatient, and Surgeries. Contact us to arrange flexible payment plans.

All plans include:

There’s a Reason People Love Rivia

…the best business decision we made this year. Access to care without the usual bureaucracy!

— Mannuel, CEO, Shoreditch Co

…the best business decision we made this year. Access to care without the usual bureaucracy!

— Mannuel, CEO, Shoreditch Co

…the best business decision we made this year. Access to care without the usual bureaucracy!

— Mannuel, CEO, Shoreditch Co

4.9

234 Reviews

Your Team Gets Real Benefits Upfront

Why wait to fall sick before accessing health benefits?

Real Care. Real People.

Meet the people making healthcare feel human — and more enjoyable.

Edward Debrah

Physician

Dr Barbara Afari

Family Medicine

Dr. Rexford Dokumah

Emergency

Annette Obiri Gyimah

Nurse

Dr. Isaac Biney

Family Physician

Bridget Ampong

Lead Nurse

Get a free quote now

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Want to talk? Call: 024 725 7966

Why Your Team’s Health is Your Business Advantage

Sick days, stress, and untreated health issues quietly drain your team’s performance. RiviaCare solves that with fast, reliable healthcare access — so your employees feel better, work smarter, and stay longer.

You have questions. We have answers

What is RiviaCare?

RiviaCare is a healthcare membership program operated by Rivia, a licensed care provider in Ghana. We offer real medical care through our own clinics, doctors, and partner hospitals. We are not insurance—we deliver the care ourselves, both virtually and in person.

2. Why is my benefit split into three categories?

We’ve structured your healthcare benefit to match how care is actually used—so you get the most value where it matters.

Most members use outpatient care (like clinic visits, lab tests, or treatment for common illnesses) more often than inpatient care (which involves hospital stays for things like childbirth or severe infections). That’s why your annual benefit is segmented into:

50% Outpatient care (no overnight stay)
30% Inpatient care (hospital admission)
20% Surgeries

This ensures you’re well-covered for everyday needs while still protected for emergencies or major procedures. It also helps your benefits last throughout the year.

3. How many times can I visit the clinic?

There’s no fixed limit. You can visit as often as needed, as long as your total usage stays within your annual benefit value.

4. What should I do when I’m not feeling well?

Contact your Rivia doctor or Care Team first.
You can reach us via:

Phone call
WhatsApp message
Video consultation

We’ll assess your symptoms and either treat you directly or refer you to a clinic or hospital.

5. Can I customize my coverage allocations?

No. All plans follow the same 50/30/20 structure to keep things simple and sustainable. However, your total benefit value depends on the membership fee selected.

6. What should I do during emergencies?

Go to the nearest hospital immediately—your safety comes first.
After the emergency, please contact your Care Team within 24 hours so we can follow up and support your recovery.

7. What is my coverage value?

It depends on your membership fee. Please refer to the membership plans for current coverage details, or contact your Care Team or Rivia Doctor.

8. What does my plan cover?

Your RiviaCare plan includes:

Doctor consultations (virtual and in-person)
Lab tests and diagnostics
Medications and prescriptions
Hospital admissions
Surgeries
Follow-up care and treatment plans
Dependents (spouse and children) included at no extra cost

Certain chronic and long-term conditions may require personalized care plans outside the scope of standard membership. Contact your Care Team or Rivia Doctor to discuss your case.

9. Can I access care outside the Rivia Network?

Only when Rivia refers you.
If you visit a facility without Rivia’s prior approval (unless it’s an emergency), your benefits may not apply.

10. What happens if I get care outside Ghana?

RiviaCare only covers healthcare services received within Ghana. Services accessed abroad are not covered.

11. Who can sign up for RiviaCare?

RiviaCare is designed for small, medium, and growing businesses that want to offer health benefits with generous coverage to their teams of any size.

12. Where is RiviaCare available?

RiviaCare currently serves businesses in Greater Accra, the Eastern Region, and parts of the Central Region of Ghana, with plans to expand to other regions like Western and Northern.
If you need RiviaCare coverage in a specific area, please let us know—our team will be happy to assist.

13. What is the minimum team size required?

Businesses need a minimum of 2 team members to sign up.

14. How does RiviaCare help me save money?

RiviaCare offers predictable, affordable healthcare costs for your team. It reduces reliance on out-of-pocket spending and helps your staff stay healthy and productive—cutting absenteeism and emergency medical expenses.

15. I’m interested. How do I register my team?

You can get started by contacting us directly at care@riviaco.com, call or whatsapp us on +024 725 7966. You can also sign up by filling out the form here. Our team will guide you through the onboarding process and help you select the right membership plan for your team.

Download The RiviaCare Info Pack

* Disclaimer: RiviaCare and Healthcare Service Delivery

RiviaCare is a membership-based healthcare program operated and promoted in Ghana by Rivia Technologies Ltd, a Ghanaian company wholly owned by Rivia Technologies Inc, a Delaware, U.S.-based corporation. The technology and intellectual property that power RiviaCare are developed and owned by Rivia Technologies Inc.

Rivia Technologies Ltd does not directly provide healthcare services. Instead, it facilitates access to care through its digital platform, coordination systems, and care management tools.

All healthcare services accessed through RiviaCare are delivered by:

Rivia Clinic Ltd, a licensed healthcare provider in Ghana,
Other Rivia-owned health facilities,
Franchised clinics operating under the Rivia brand, or
Approved referral partner facilities in the RiviaCare network.

Please note:
Any reference to “Rivia” as a healthcare service provider within this material refers exclusively to Rivia Clinic Ltd and its clinical partners. It does not refer to Rivia Technologies Ltd or Rivia Technologies Inc, both of which are not licensed healthcare providers.

For more information, please contact us at: care@riviaco.com

RiviaCare reviews

4.9/5